Common Mistakes To Avoid When Filing for Loss of Use Claim in California!

Suppose you have been involved in a car accident then as per California law you are entitled to much more than just compensation for medical expenses. The law understands that an accident doesn’t just hurt you physically but also has a financial impact on your life. And every citizen should have the right to recover the added expenses that they had to deal with when they met with an accident. The misfortune that happened to them was caused by the mistake of other parties.

What is a loss of use Claim California?

When due to an accident, you are unable to use your vehicle. It's the loss of use claim that allows you to recover compensation for the time you were without your car. You can seek remuneration for the following expenses, including:

• For using alternate modes of transportation
• Car rental expenditure
• Public transport
• Other expenses incurred while you were without your vehicle

The grass always appears greener on the other side!

There are many details that you are required to keep in mind when filing for loss of use Claim California. The process might appear simple and straightforward on the outside but many details need to be considered to ensure successful filing of the claim.

Mistake number # 1

Expenses are not documented properly

If the expense details are not carefully maintained, it may lead to difficulty in establishing expenses. Or it might also lead to rejection of the claim. For this, you should have records of:

• Receipts of rental cars
• Details of rideshare services
• Public transport receipts

Pro Tip- Make a detailed report of expenses from the date of the accident or from the day your vehicle was unavailable to you.

Mistake number #2

Choosing an expensive rental vehicle

Be cautious when selecting a rental vehicle. If you choose a vehicle that it too expensive when compared to your existing vehicle may lead to denial of the claim.

Pro Tip- Select a vehicle that is either equal to your existing car or something that aligns closely with its class and value.

Mistake number #3

Delaying claim application

You don’t have the world’s time when it comes to loss of use, claim California. This one mistake can have dual consequences:

1- you might miss the deadline for filing the claim which leads to outright rejection.

2- it reduces the credibility of your case.

Pro Tip- File for the claim as soon as possible after the mishap.

Mistake number #4

Gobbling up the first offer

Insurance companies are smart! They start with a lower offer initially hoping that you will accept it. This way you settle for less and they are in a profitable situation.

Pro Tip- Take time to understand things. Don’t get overwhelmed with the first offer that comes your way. Evaluate your expenses carefully and see if the amount offered covers it fully. Smarty negotiate and try to strike a deal that is perfect for your unique requirements.

Mistake number #5

Not paying attention to insurance policy terms

Different policies have different terms! You can get into a jeopardized situation by overlooking specific provisions regarding rental cars or loss of use claims.

Pro Tip- read the policy carefully before filing for the claim. This way, you will get a clear idea of what aspects are covered and what documents are required.

Mistake #6

Avoiding professional help

You can miss out on important legal aspects without added professional help. This can result in costly mistakes and even rejection of claims.

Pro Tip- Hire a qualified and reputed team to handle your loss of use Claim California for a successful application as well as maximized compensation.

ADR-Claims- Claim what you Deserve!

Make your claim journey smooth and hassles with the professional help of ADR-Claims! For more information regarding our services, get in touch with us today.